• FULL-TIME
  • Singapore

Analyst, Credit Research


Credit Research

FintruX Network is a well-funded ecosystem platform built on the blockchain to provide liquidity to under-served SME globally. All loans are protected by proven credit-enhancements. We are seeking a credit researcher to work with our credit analysts to leverage untapped data to help improve our borrowers’ credit. By leveraging data, machine/deep learning and blockchain technology, you can help make a previously unprofitable market segment highly attractive. Successful candidate will have an opportunity to participate in building, monitoring and improving internal scorecards incrementally via artificial intelligence. We promote work-life balance via automation.


Jobs Description

You will work closely with our credit analysts to identify bespoke credit & financial data. Our technology team can support you to connect and integrate with relevant data sources that you identified. By applying state-of-the-art commercially available artificial intelligence, you can separate signals from noises and help improve our borrowers’ credit. Your effort should result in improved scorecard constantly.


Responsibilities

Study SME borrowers’ data to understand key aspects of analysis and summarize it for the credit analysts for review

Work closely with the credit analysts in investigating credit and financial data, identifying inconsistencies and understanding rationale for bespoke data

Apply machine and deep learning provided to help improve borrowers’ credit ratings

Conduct relevant economic and industry analysis

Identify relevant data sources and vendors for data acquisition

Work with our technology team to integrate data sources recommended by you

Incorporate feedback from credit analysts and borrowers to contribute in improving FintruX’s internal scorecard incrementally

Aim to reduce time spent on credit analysis with higher quality

Recommend innovative solutions towards simpler, faster, better


Offer Details

Optional one-day-a-week working from home.

Respect is expected from all team members and stakeholders.

Open, modern and pleasant office close to CBD and MRT.

A competitive remuneration package.

Group medical benefits included.

A learning environment where one can dive deep into the latest technologies and make an impact.


Skills / Qualifications

1-3 years of relevant work in finance or accounting

Experience in credit risk and data analysis is asset

Recognized degree in finance/accounting/business

Excellent qualitative and quantitative analysis skills

Interest and aptitude in data, statistics, metrics, analysis and trends

Excel in statistics, financial analysis, economics and industry assessment

Enjoys working on a large variety of topics related to SME commercial lending

Exceptional written and verbal communication skills

Creative and with strong attention to details

Solid research and problem-solving skills

A mindset of ownership and accountability

A self-starter attitude, adaptable, teachable, able to multi-task well in a innovative environment

Good team player with the ability to build meaningful relationships with all stakeholders.


Who We Are

FintruX Network innovates smart solutions for underserved startups and SMEs. We aim to be the one-stop resource and solution provider for business growth and sustainability.



  • Singapore (APAC)
    380 Jalan Besar #16-01
    Singapore 209000

  • Canada (North America)
    260 - 2639 Viking Way
    Richmond, B.C.
    Canada V6V 3B7
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