Getting an unsecured loan can be easy, fast, and affordable with FintruX's ecosystem of rated agencies, decentralized technology and revolutionary credit enhancements.

About Us

An unsecured loan is a loan that is not protected or secured by any asset. In this case the lender is taking a lot more risk and would likely charge a higher interest rate. The riskier the loan, the more expensive it will be.

We make borrowing and lending a no-brainer for both borrowers and investors.

  • Credit Enhancements

    By applying credit enhancements, FintruX Network seeks to neutralize the lender's credit risk and, in the case of a default, provide cascading levels of insurances to cover the loss.

  • Smart Contract

    A unique smart contract is generated and deployed by FintruX Network for each individual borrowing at real time to provide unambiguous, immutable, and censorship resistant records where no arbitration is required.

  • Self-Serve

    In addition to simplifying the loan application process via instant matching, FintruX Network also provides borrowers with post-funding self-serve administration options such as refinance and prepayment.

At FintruX Network, we facilitate marketplace lending in a true peer-to-peer network.


Our Vision and Mission

FintruX Network is one of the world's first blockchain based online marketplace and automated administration platform connecting borrowers, lenders, and specialized servicing agents, enabling them to configure and construct each borrower contract real-time.

Our technology supports this innovative marketplace and administration model to efficiently connect and process the global supply and demand of capital.

Our platform also removes the need for physical infrastructure and brings out convenience and total automation, increasing efficiency, reducing manual processes and improving the overall borrowing and lending experience.

FintruX Network

Regulation Compliant

FintruX Tokens are Unlikely Securities

Our Approach

What Makes Us Different

We use cascading levels of credit enhancement to improve credit worthiness. Through credit enhancement, the lender is provided with reassurance that the borrower will honor the obligation.

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Our Solution

How does FintruX
change the world?

Benefits to Borrowers

We provide the lowest interest rate for unsecured loans.

  • Access to Affordable Credit
  • Superior Borrowing Experience
  • Branding Opportunity
  • Transparency and Fairness
  • Lowered Transaction Fee
  • Super-Fast and Efficient Funding
  • Self-service

Benefits to Lenders

Credit/default risk is reduced to the lowest level for peace of mind.

  • Access to Risk-Reduced Investing
  • Superior Lending Experience
  • Branding Opportunity
  • Access to a Network of Expertise
  • Attractive Returns
  • No Upfront Cost to Lenders
  • More Satisfied Customers

Our Competitive Strengths

An ecosystem is created with the most secure unsecured loan for participants.

  • Lowered Risk
  • Robust Network Effects
  • Rated Services
  • Global Funding Opportunity
  • High Availability and Security
  • Transparency
  • Instant Matching

Meet the Team

The Team Behind It All.

Nelson Lin has been an innovator all his life since he started his career in the financial-technology sector as a systems analyst at J.P. Morgan in 1986.

- Invented Asynchronous Call in Programming
- Delivered First Online Credit Adjudication in Canada, if not the World
1998 - Delivered lending origination systems in client/server and browser based technologies
2000 - Invented Low-Code Development Platform Rintagi
2003 - Generated a securitization system on the low-code platform
2005 - Patented Self-Generating Rejuvenating Technology
2009 - Generated full ERP systems on low-code platform
2015 - Kept >10 years old systems on modern UI/UX via continuous rejuvenation
- Open-Sourced Rintagi as a global collaborative project
- Turned Low-Code into No-Code Generation
- Innovated Credit-Enhanced Unsecured Loan Product – FintruX
Nelson Lin

Nelson Lin

Founder & CEO

Nelson pioneered online credit adjudication for the asset-based finance and leasing industry in Canada as mentioned in the book 'Unstoppable' published 2014 by Beth Parker and endorsed by the Canadian Finance and Leasing Association (CFLA).

He has over thirty years of experience delivering financing solutions in the financial sector. Nelson has successfully delivered numerous custom enterprise applications to global organizations such as J.P. Morgan, AT&T Capital, etc..

LinkedIn | Github
Conrad Lin

Conrad Lin

Co-Founder & CMO

Completing a degree specializing in Neuroscience and Psychology from the University of Toronto, he is deeply in tune with social marketing and outreach. Being widely travelled, he brings a lot of international experience to the table.

He defines long-term marketing goals and short-term tactics, builds key customer relationships, identifies business opportunities, negotiates and closes business deals, and maintains extensive knowledge of current market conditions.

Gary Ng

Gary Ng


Gary is a veteran in software development and has been a seasoned architect in the financial sector for the past 25 years, including some of the top global banks. He is skilled in all major programming languages and computing platforms.

He has been instrumental in turning our low-code development platform into a no-code generator for smart contracts. Scalability and security is his main focus in designing mission-critical architecture as well as delivering cost-effective solutions.

Aaron Xu

Aaron Xu

Front End Developer

User experience has been Aaron’s forte for the last 8 years. He has formal education and practical training in web development and digital design. He designs visually stunning user interfaces that integrates well with all other software. Aaron is adept at generating responsive mission-critical applications with low-code technology and designing easy to use mobile applications.

Douglas Thiessen

Douglas Thiessen

Blockchain Developer

Douglas is a full stack developer on a wide variety of computing languages for 12 years, most recently adding a full suite of blockchain technology, including Smart Contracts. Passionate on security and quality, he tests his code extensively by applying Scrum methodology. Douglas’ technical expertise enables him to evaluate and tackle complex programming challenges.

Philemon Selvaraj

Philemon Selvaraj

Data Analyst

Philemon’s passion and expertise is in data analysis, machine learning, AI, and business intelligence. He brings with him 13 years of analyst programming experience in the accounting and financial sectors, including mission-critical systems for large fortune 500 companies. He has both MBA and engineering degrees and international experience working for multinational companies.



The Experts That Advise Us.

Conrad Lin

Elie Galam


A mathematician and alternative investments expert, Elie founded Panorama Partners in 2011, a New York based hedge fund that uses algorithms to find arbitrage opportunities in financial derivatives. Prior to Panorama, he was a Portfolio Manager for Two Sigma investments, a 40 Billion dollars quantitative hedge fund. Elie received a Masters in Applied Mathematics from Harvard University and a Masters in Engineering from Ecole Centrale Paris. He is passionate about tier one projects bringing blockchain, digital assets, and cryptocurrencies to the financial ecosystem of FintruX Network.

Conrad Lin

Hussein Hallak

Strategic Advisor

Hussein is a serial entrepreneur, speaker, startup advisor and investor. He lives to inspire entrepreneurship and unleash breakthrough growth. Building over 20 startups, he has mentored and trained 1000+ entrepreneurs. Featured in Forbes, BBC, Entrepreneur, DailyHive (VancityBuzz), Business In Vancouver, Roundhouse Radio, and Vancouver Courier. He brings extensive knowledge of startups, innovation, strategy, growth, marketing, and social media to FintruX Network. Passionate about entrepreneurship, education, tech, Hussein is on a mission to change the world through connection, communication and community.

Conrad Lin

Abhijith Naraparaju

Blockchain Advisor

Abhijith is a blockchain solution architect, with official degrees in Electronics and Communication Engineering. Having worked at Syntel (Nasdaq:SYNT), he currently holds a position as Region Head at Blockchain Education Network. Abhijith is advisor to many blockchain projects, such as Global Blockchain Foundation and Digital Disintermediation. Abhijith is confident and dedicated to drive FintruX's success, starting with our smart contract technology.

Conrad Lin

Dan Poh

Compliance Advisor

Dan has 6 years of experience in Financial Sector including being part of Tier 1 Investment Bank & Private Wealth Management such as JP Morgan, Deutsche Bank & Bank of America. His last few roles with the financial firms covers mainly Regulatory, Risk, Compliance as well as FICC Support. Dan holds a Sales Director role at Cynopsis Solutions - a RegTech Firm that provides AML/KYC solutions. He brings sales strategy, client servicing and compliance to FintruX Network.



The Organizations Behind Us.

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News Blog

Read the latest news and blogs.

  • Conrad Lin
  • ·
  • 18 Oct 2017

Market Specialization

We are proud to present a more profound, novel concept that will disrupt the financing industry as we know it.

  • Conrad Lin
  • ·
  • 10 Oct 2017

Important Ann.

As many of you know, we are backed by a very reputable company and therefore under high scrutiny to follow all regulation.


141 Cecil Street #10-01 Singapore 069541

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