About Us

Welcome to the FintruX Network

FintruX Network is a blockchain based online ecosystem connecting borrowers, lenders, and rated service agencies. FintruX facilitates marketplace lending in a true peer-to-peer network to ease the cash-flow issues of small businesses and startups.

The Challenge

The Issues Plaguing Traditional Financing

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01. Significant Collateral Required

Banks like to loan cash on cash. This means that they will lend you the same amount of money you have in your savings account, using your money as collateral. This makes it difficult for businesses with low liquidity to get much needed capital to grow their business.

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02. Stringent Requirements

Traditional local banks and credit unions do offer unsecured loans. However, it is extremely difficult to get an unsecured business loan through traditional lenders; especially if your business is relatively young. It can take months to apply and few businesses rarely get approved.

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03. Impossible Rates and Terms

Less advisable financing options are often available, but these come with outrageous interest rates and unrealistic repayment schedules. Small businesses and startups should not have to choose between bankruptcy and borrowing under unclear, unfair and uncertain terms.


The FintruX Network

FintruX Network makes it easy for small businesses to quickly secure affordable loans with no collateral, in any currency.

The three main competitive advantages of FintruX are:

  • Credit Enhancements

  • No-Code Development

  • Open Ecosystem


The Token Economy

The FTX Token is used to power the FintruX Network and works as a means to reward or get rewarded for participation in the marketplace.


Agencies, guarantors, and FintruX Network are all being paid in FTX Token.


Borrowers and lenders pay a transactional fee in FTX to use the platform.


There is no upfront cost necessary for any of the participants on our platform.

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Our Steps For Success

FintruX Network leads the way towards credit democratization, offering an innovative alternative to credit access.

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Phase One


Using the credit enhancement principles of securitization, FintruX delivers highly secure unsecured loans to benefit the small businesses borrowers, accredited
investors, and financial institutions of the world.

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Phase Two


By partnering with wallets, exchanges, and regulatory bodies, FintruX enables small business borrowers from countries with high interest rates to benefit from loans offered by lenders located in lower rate countries.

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Phase Three


FintruX invites innovative asset classes created by other network partners to the ecosystem to become the go-to financing hub of the world. FintruX will provide a marketplace for lenders to trade their loans to one another.

Meet the Team

The Team Behind It All.

The founder Nelson Lin has been an innovator all his life since he started his career in the financial-technology sector as a systems analyst at J.P. Morgan in 1986.

- Invented Asynchronous Call in Programming
- Delivered First Online Credit Adjudication in Canada, if not the World
1998 - Delivered lending origination systems in client/server and browser based technologies
2000 - Invented low-code Development platform Rintagi
2003 - Generated A securitization system on the low-code platform
2005 - Patented Self-Generating Rejuvenating Technology
2009 - Generated full ERP systems on low-code platform
2015 - Kept >10 years old systems on modern UI/UX via continuous rejuvenation
- Open-Sourced Rintagi as A global collaborative project
- Turned low-code into No-code Generation
- Innovated Credit-Enhanced Unsecured Loan Product – FintruX

The FintruX team has extensive experience serving the financing industry in Asia and North America and the securitization software built by the development team is currently managing billions of dollars of assets. The team leverages their experience to make unsecured loans highly secure and make affordable, safe cross-border borrowing a reality.

  • ALL
  • Team
  • Legal
  • Advisors
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Founder & CEO

Nelson Lin

Nelson pioneered online credit adjudication for the asset-based finance and leasing industry in Canada as mentioned in the book 'Unstoppable' published 2014 by Beth Parker and endorsed by the Canadian Finance and Leasing Association (CFLA). He has over thirty years of experience delivering numerous custom enterprise applications to global organizations such as J.P. Morgan, AT&T Capital, etc.

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Co-Founder & CMO

Conrad Lin

Completing a degree specializing in Neuroscience and Psychology from the University of Toronto, Conrad is deeply in tune with social marketing and outreach. He defines long-term marketing goals and short-term tactics, builds key customer relationships, identifies business opportunities, negotiates and closes business deals, and maintains extensive knowledge of current market conditions.

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Ng Eng Ho

Eng Ho is the Chairman of Zweec Analytics and is also a director of China Taisan Technology and TNG (Asia) Limited. He has served in top management positions in large corporations including Singapore Technologies Telmedia, PT Indosat Tbk, and Keppel Telecommunications and Transportation Ltd. He was director of Alvarion Ltd and Mencast Holdings. His extensive network creates long term shareholder value.

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Chairman of the Board

Yew Poh Leong

YP grew Dun & Bradstreet Software from 15 to over 250 employees as a managing director in Asia. He has provided business solutions and services to well-known corporations including Telekom Malaysia, Hong Kong Telecom, PLDT, Communications Authority of Thailand, Shell, Prudential, AIG, Starwood, Minolta, National Panasonic, Sony, Aiwa, Standard Chartered Bank, Malayan Banking, Bank of China, etc.

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Gary Ng

Gary is a veteran in software development and has been a seasoned architect in the financial sector for the past 25 years, including some of the top global banks. He is skilled in all major programming languages and computing platforms. He has been instrumental in turning our low-code development platform into a no-code generator for smart contracts. Scalability and security is his main focus.

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Front End Developer

Aaron Xu

User experience has been Aaron’s forte for the last 8 years. He has formal education and practical training in web development and digital design. He designs visually stunning user interfaces that integrates well with all other software. Aaron is adept at generating responsive mission-critical applications with low-code technology and designing easy to use apps.

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Blockchain Developer

Douglas Thiessen

Douglas is a full stack developer on a wide variety of computing languages for 12 years, including a full suite of blockchain technology and Smart Contracts with Solidity. Passionate on security and quality, he tests his code extensively by applying Scrum methodology. Douglas’ technical expertise enables him to evaluate and tackle complex programming challenges.

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Data Analyst

Philemon Selvaraj

Philemon’s passion and expertise is in data analysis, machine learning, AI, and business intelligence. He brings with him 13 years of analyst programming experience in the accounting and financial sectors, including mission-critical systems for large fortune 500 companies. He has both MBA and engineering degrees and international experience.

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Singaporean Legal Counsel

Brinden Anandakumar

Brinden graduated from the University of Nottingham with LLB (Hons) and was admitted as an Advocate and Solicitor of the Supreme Court of Singapore in 2015. He is currently engaged in civil and commercial litigation. He also has experience in corporate and advisory matters.

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Canadian Legal Counsel

Alixe Cormick

Alixe Cormick is the founder of Venture Law Corporation in Vancouver, British Columbia and a member of Commercialization Advisory Board of the Life Science Institute at the University of British Columbia, the Advisory Board of the National Crowdfunding Association and two private tech companies.

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Intelligence Advisor

Dr. Jonathan Calof

Dr. Calof has received Frost and Sullivan’s award in competitive intelligence, and others. He has given over 1000 speeches, seminars and keynote around the world. With over 150 publications, his extensive and successful track record has allowed him to combine research and consulting in competitive intelligence, technical foresight and business analytics to help FintruX develop key insights on its competitive environment.

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Business Advisor

Yash Mody

Yash co-founded and built Orchid Leasing to finance transportation and equipment leases. He implemented real-time decision and predictive analytics software at Fortune 500 companies which helped him design a proprietary end-to-end lease portfolio management and collections tracking system. With his technical knowledge and financial entrepreneurship, he is a great resource to FintruX Network.

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Strategic Advisor

Hussein Hallak

Hussein is a serial entrepreneur, speaker, startup advisor and investor. Building over 20 startups, he has mentored and trained 1000+ entrepreneurs. Featured in Forbes, BBC, Entrepreneur, DailyHive (VancityBuzz), Business In Vancouver, Roundhouse Radio, and Vancouver Courier. He brings extensive knowledge of startups, innovation, strategy, growth, marketing, and social media to FintruX Network.

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Legal Advisor

Binh Vu

Binh is a lawyer practicing in the area of corporate finance and securities law. Binh practiced law for 10 years in Toronto at WeirFoulds LLP and as partner at Aird & Berlis LLP before becoming corporate counsel and advisor for start-ups. He holds LL.B and BSc. (Neuroscience) degrees. Binh is an active member of the Law of Society of Upper Canada and provides legal guidance to FintruX Network.

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Financial Advisor

Victor Yuen

Victor is CFO of ZWEEC Analytic. Armed with over 10 years in the finance and accounting profession, he was managing partner specializing in audit, tax, insolvency, corporate secretarial, accounting and business advisory. Victor is a Fellow of the Association of Chartered Certified Accountants (FCCA) and an Accredited Tax Practitioner. His extensive financial experience is a great asset to FintruX Network.

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Compliance Advisor

Dan Poh

Dan has 6 years of experience in Financial Sector including being part of Tier 1 Investment Bank & Private Wealth Management such as JP Morgan, Deutsche Bank & Bank of America. His last few roles with the financial firms covers mainly Regulatory, Risk, Compliance as well as FICC Support. Dan is currently a director at Cynopsis Solutions. He brings sales strategy, client servicing and compliance to FintruX Network.

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Elie Galam

A mathematician and alternative investments expert, Elie was a Portfolio Manager for Two Sigma investments, a 40 Billion dollars quantitative hedge fund. Elie received a Masters in Applied Mathematics from Harvard University and a Masters in Engineering from Ecole Centrale Paris. He is passionate about bringing blockchain, digital assets, and cryptocurrencies to the financial ecosystem of FintruX Network.

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Blockchain Advisor

Abhijith Naraparaju

Abhijith is a blockchain solution architect, with official degrees in Electronics and Communication Engineering. Having worked at Syntel (Nasdaq:SYNT), he currently holds a position as Region Head at Blockchain Education Network. Abhijith is confident and dedicated to drive FintruX Network's success, starting with its smart contract technology.

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Banking Advisor

Jure Soklic

CO-Founder and CEO / Hive project. Jure is an executive and consultant with extensive experience in the international financial industry. He is an expert in eCommerce, digital marketing, omnichannel, retail, business development and start-ups, and has strong track record in the field of finance, consumer durables and marketplaces. As a true believer in a decentralized economy, he works with FintruX to serve the underserved.

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Join the conversation today!


Development Partners

Ecosystem Partners